Terms of Use
Read these terms and conditions ("Terms") before using this website. By accessing the website located at www.calamandergroup.com ("Website"), you acknowledge that you have read these terms and conditions and that you agree to be bound by them. If you do not agree to all of the Terms of this Agreement, you are not an authorised user and you should not use this website.

Calamander reserves the right to change, modify, add or remove portions of these Terms at any time for any reason. User should review these Terms periodically for changes. Such changes shall be effective immediately upon posting. You acknowledge that by accessing our website after we have posted changes to these terms, you are agreeing to these terms as modified.

Disclaimer
Nothing contained on this Website constitutes tax, legal, insurance or investment advice. Neither the information, nor any opinion, contained on this Website constitutes a solicitation or offer by the Calamander Group ("Calamander") or its affiliates to buy or sell any investments, funds securities or services of Calamander or any of its affiliates nor shall any such investment be offered or sold to any person in any jurisdiction in which such offer, solicitation, purchase, or sale would be unlawful under the securities laws of such jurisdiction. Decisions based on information contained on this Website are the sole responsibility of the visitor. In exchange for using this Website, the visitor agrees to indemnify and hold Calamander, its officers, directors, employees, affiliates, agents, licensors and suppliers harmless against any and all claims, losses, liability, costs and expenses (including but not limited to attorneys' fees) arising from your use of this Website, from your violation of these Terms or from any decisions that the visitor makes based on such information. Calamander makes no representations that transactions, products or services discussed on this site are available or appropriate for sale or use in all jurisdictions or by all investors. Those who access this site do so at their own initiative and are responsible for compliance with local laws or regulations.

The information and services provided on this Website are provided "as is" and without warranties of any kind, either expressed or implied. To the fullest extent permissible pursuant to applicable law, Calamander disclaims all warranties, including, but not limited to, any warranty of non-infringement of third-party rights and any implied warranties of merchantability and fitness for a particular purpose. Calamander does not warrant, either expressly or impliedly, the accuracy or completeness of the information, text, graphics, links or other items contained on this Website and does not warrant that the functions contained in this Website will be uninterrupted or error-free, that defects will be corrected, or that the Website will be free of viruses or other harmful components. Calamander expressly disclaims all liability for errors and omissions in the materials on this Website and for the use or interpretation by others of information contained on the Website.

Calamander is not utilizing this site to provide investment or other advice, and no information or material at this site is to be deemed a recommendation to buy or sell any securities or is to be relied upon for the purpose of making or communicating investment or other decisions. Any transactions listed on this site are included as representative transactions and are not necessarily reflective of overall performance.


Trademarks, Copyrights and Other Intellectual Property
The content contained on this Website is owned or licensed by Calamander and its third-party information providers and is protected by applicable copyrights, trademarks, and/or other intellectual property rights. Such content is solely for your personal, non-commercial use. Accordingly, you may not copy, distribute, modify, post, frame or deep link this Website, including any text, graphics, video, audio, software code, user interface design or logos. You may download material displayed on this Website for your personal use provided you also retain all Calamander Group's copyright and other proprietary notices contained on the materials. You may not distribute, modify, transmit, reuse, repost, or use the content of this Website for public or commercial purposes, including all text, images, audio, and video, without Calamander's written permission. Modification or use of the materials for any other purpose violates Calamander's intellectual property rights.

All trademarks, service marks, trade names, and logos displayed on this Website are proprietary to Calamander and/or their respective owners. Nothing contained on this Website should be construed as granting, by implication or otherwise, any license or right to use any trademark displayed on this Website without the written permission of Calamander or such other third party that may own the trademark displayed on this Website. Your use of the trademarks displayed on this Website, except as provided herein, is strictly prohibited.

The use of the images displayed on this Website by you, or anyone else authorized by you, is prohibited. Any unauthorized use of the images may violate copyright laws, trademark laws, and the laws of privacy and publicity, and communications, as well as other regulations and statutes. If you download any information from this Website, you agree that you will not copy it or remove or obscure any copyright or other notices or legends contained in any such information.


Linked Sites
Calamander is not responsible for the content of any site linked or linking to this site. Your linking to any off-site pages or other sites is at your own risk.


Password Security and Notification
Certain parts of the Website are protected by passwords or require a login and are restricted to authorized users only. You may not obtain unauthorized access to such parts of the Website, or to any other protected materials or information, through any means not intentionally made available by Calamander for your specific use. If you have a Personal Identification Number (PIN) for access to non-public areas of the Website, you are solely responsible for all activities that occur in connection with your PIN. Accordingly, you should take all reasonable steps to protect the confidentiality of your PIN. Notify Calamander immediately if you become aware of any disclosure, loss, theft or unauthorized use of your PIN.